Terms and Conditions
Terms and Conditions
Our General Terms and Conditions* and Standard Service Tariff form part of the agreement between you and Unity Trust Bank. Please read these documents carefully and keep them for future reference.
- General Terms and Conditions (effective from 03 June 2026)
- Standard Service Tariff (effective from 01 February 2026)
*On 03 June 2026 we made changes to our Terms and Conditions to reflect the updated notice we need to provide you when closing your account. This is a beneficial change, effective from the date the terms were published and does not require prior notice.
Other useful documents
Product specific terms and conditions
- e-Payments Terms and Conditions (effective from 22 October 2024)
- Fixed Term Deposit Terms and Conditions (effective from 27 February 2025)
- Green Tariff Lending Terms (effective from 05 January 2026)
- Notice Accounts Terms and Conditions (effective from 27 October 2025)
- Current account switch agreement
Legal information
- End-User Licence Agreement (effective from 30 June 2025)
- Website Use Terms and Conditions (effective from 25 March 2026)
- Data Privacy Notice (effective from 27 May 2026)
It’s simple, secure and stress-free to switch to us
If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. The account switch process is guaranteed to take 7 working days or less, and it’s all taken care of by the Current Account Switch Service.