All Fixed Term Deposits require a Servicing Account. If you do not already hold either a Unity Current Account or Instant Access Savings Account, apply for one online.
Applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information.
Minimum deposit
£85k to £10 million:
£10 million and above:
Maximum deposit
£85k to £10 million:
£10 million and above:
Gross rate**/AER***
£85k to £10 million:
£10 million and above:
Fee
*Interest rate is the fixed or variable rate of interest earnt per year expressed as a percentage and which is subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.
**Gross Rate is the contractual rate of interest payable before the deduction of income tax at the rate specified by law.
***AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded each year.
“Interest Rate” is the fixed or variable rate of Interest earnt per year expressed as a percentage and which subject to terms and conditions, may be varied or withdrawn by the Bank at any time and without notice.
Once the Savings account is open, the interest rate is fixed for the term.
To open the account, you must hold either a Unity Current Account or Instant Access Savings Account. You can apply for one online.
Once your servicing account is open, you can apply for a Savings account and manage this through Online Banking. Applications are subject to our eligibility criteria. Please refer to our Key Features Document for more information
There is no access to the funds for the fixed term period.
