Discover our impact

Our ambition is to be the UK’s leading social impact bank. Our Impact Report shows how we are putting that ambition into action. Find out more

Banking as committed as you are

At Unity, our mission is simple. We want to help create a better society by supporting businesses and organisations that deliver social, economic and environmental impact in communities across the UK.

For more than 40 years, we’ve supported businesses and organisations that drive positive change with current accounts, savings and lending designed to help them thrive. Our growth has come from deep relationships built on understanding, trust, and a shared purpose. That’s why we offer:

  • Specialist relationship management support: dedicated lending, deposit and sector experts.
  • A UK‑based customer service team: accredited by the Institute of Customer Service and ready to help.
  • Products designed for your ambitions: solutions shaped around the goals you want to achieve.

Who you bank with matters

Every organisation deserves a bank that reflects its values. Your commitment to local communities and the planet is matched by ours, and we use customer deposits to fund lending that creates measurable social impact. Every pound your organisation deposits has purpose, and becomes an opportunity to strengthen communities, protect the environment and support the people who need it most.

Behind every bank account is a financial institution using your money to shape the world. Choosing Unity means choosing a bank that invests in a fairer future — because who you bank with truly matters.

What we offer

Current Accounts

Manage your organisation’s money online and on the phone with our Business Current Accounts.

  • People-powered phone service
  • 24/7 online banking
  • Dual and triple authority options

Savings Accounts

Grow your organisation's funds with our Business Savings Accounts and we'll help your deposits to deliver good.

  • Instant Access and Fixed Term options
  • Re-invested in UK projects
  • Competitive rates of interest

Business Lending

We lend to organisations that have a social purpose. If your organisation is looking to expand and create social impact, our Business Lending could help.

  • Variable options
  • Specialist sector knowledge

Payment Services

Make payments and spending easier with our range of payment options.

  • Accepting card payments
  • Bacs payments
  • Corporate Purchasing card
  • International payments

Sectors we support

We help organisations across the UK manage their everyday banking, grow their savings, and access the lending they need to support their ambitions. Every deposit placed with Unity is channelled into positive social impact, helping build stronger communities and a more sustainable future.

Businesses and Organisations

We support businesses and organisations committed to addressing positive social, economic or environmental needs throughout the UK.

Charities

Our services are specifically tailored to make it easier for you to create change for the better.

Education

We support organisations that provide access to all levels of education and vocational training courses.

Healthcare

We are proud to support healthcare organisations, such as pharmacies, dental practices, specialist care providers and care homes.

Housing Associations

We support organisations that provide safe, affordable housing in local communities.

Local Councils

A number of town, parish and community councils choose us because they share our vision of creating a better society.

Responsible Finance

We're committed to helping businesses grow by enabling access to fair and affordable financing through responsible finance providers.

Trade Unions

We're proud of our 40-year relationship with Trade Unions. Our joint philosophy of creating lasting impact is still aligned today.

Banking with a difference you can see

Banking that delivers impact alongside returns

Bank with a partner that prioritises measurable social and environmental impact, supporting organisations like yours with ethical finance designed to create lasting positive change.

Where your money does more

Our Unity Impact Hub brings impact to life, showcasing the real change our lending delivers and giving you the tools to measure and grow your own impact.

Recognition rooted in values

Our accreditations are more than just badges, they reflect the values we live by. They recognise our commitment to sustainability, responsible impact, and a people-first culture, supported by the proven financial strength of our investment‑grade Fitch rating.

Customer stories

Dental Surgery Group

"We're a family-run business and we like the way Unity looks after customers like us. We have an open-door policy, and so does Unity. Being able to pick up the phone and speak to our relationship manager whenever we need to is incredibly refreshing."

Dipen Shah, Co-owner

Resonance

"Unity and our relationship manager, Jason James, understand Community Development Finance Institutions. That was really important to us. Without Unity’s backing this fund might not have happened. We needed a big investor to come in. Unity was flexible and supportive."

Leila Sharland, Head of Growing Enterprises

Tollcross Housing Association

“It’s great that Unity has ethical values. Our relationship manager has been brilliant. He was quick to step in when we came up against the usual development issues and he made sure everything was on the right path. He understands our world and made the whole process easier.”

Clive Douglas, CEO

Make it Sustainable

“We bank with Unity because it supports organisations like ours. It’s great when people invest in things that make the world a better place. We had reassurance from the start and our relationship managers are always there when we need a quick response.”

Hannah Greenwood, CEO

LEAP Housing

"Unity was recommended by one of our trustees. When I met relationship manager, Sukhie Gakhal, I knew straightaway Unity was the bank for us. Sukhie could see what we're trying to achieve and was fully supportive."

Heidi Walton, CEO

The Beacon Centre

"Unity makes things happen and it’s great to be able to call our relationship manager, when we need to. Unity’s loan will enable us to transform a large empty space on the top floor of the centre and turn it into a new gym. This space might have sat empty for years…

Taj Gill, Director

Cambridge Housing Society

“There’s an alignment between us and Unity in terms of social value and social impact. Our refinancing with Unity had a tight timescale but they kept us up to date throughout. We all worked well together to get this over the line.”

Jonathan Birkert, Director of Finance

Trades Union Congress (TUC)

“External funding for research projects is very important for us. Unity is very aligned in what we’re doing because it’s about social responsibility, good health outcomes and good community outcomes. This is more than a funding partnership though. We will be sharing resources. Unity has a lot of customers who are engaged…

Sam Perry, Project Officer

Bristol City Council

“Confidence-building is what Unity has brought to the party. We know that the bank’s funding will enable us to raise the money needed for a project. It is also reassuring that Unity does its own due diligence. The bank’s not going to invest money in something that’s not sound” 

Alex Minshull, Climate Change Manager

Brookend Veterinary Practice

Bankhouse Care Home

"As soon as I spoke to our relationship manager, Michelle Wilson, I knew we wanted to be with Unity. Unity’s ethos and philosophy of being in business for the greater good is the equivalent to what we do in the care industry and it felt like the perfect match."

Willie McDonald, Owner

Winner, the Preston Road Women’s Centre

Save with certainty

Your eligible savings with Unity Trust Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK’s deposit guarantee scheme.

Committed to excellent customer service

Receiving customer feedback is important to help us continually improve the banking experience and ensure our customers are satisfied with the service we provide. In January 2026, we were awarded the Institute of Customer Service ServiceMark accreditation for consistently high levels of customer satisfaction and service quality, recognition based on independent assessment and real customer feedback.

Here’s what our customers are saying on Trustpilot:

It’s simple, secure and stress-free to switch to us

If you’re ready to switch your Business Current Account to Unity Trust Bank, we’ll make sure it happens like clockwork. The account switch process is guaranteed to take 7 working days or less, and it’s all taken care of by the Current Account Switch Service.